How many times have you seen someone on the side
of the motorway standing helplessly by a car with a flat tyre, or
with their head under the bonnet looking perplexed? Hundreds of
people break down in Britain every day and, not only is it
inconvenient, but it is also dangerous when it happens on country
roads or motorways. To avoid being stranded and useless when your
car breaks down, purchase breakdown insurance to support you and
your vehicle when you need it.
Who sells breakdown coverage and how much does it cost?
Three of the UK’s top breakdown coverage providers:
AA: The AA provides coverage starting at about £30 and offers online
discounts, too. It includes 24/7 roadside assistance as a base
option. Additional coverage includes Relay coverage (they take you
and the vehicle to the nearest appropriate repair centre), Home
Start coverage (the AA estimates than 25 percent of breakdowns
happen before the car has even left the driveway, and this coverage
sends someone out to your house to work on your vehicle), and Stay
Mobile coverage (if your car can not be fixed, they provide a
replacement vehicle to keep you going to your destination).
Churchill: Churchill has great online discounts and five levels of
extensive coverage. At the very minimum, they offer coverage for
anyone driving your vehicle, help finishing your journey, coverage
for towed trailers/caravans, 24/7 garage call-out and more. At the
highest level of service, expect coverage of your vehicle in Europe,
access to a hire car or to a hotel and a ride home if you break down
with 0.25 miles from home. Coverage starts at about £23.
RAC: Starting at about £28, the RAC has around 2,000 patrol vehicles
and aims to reach any stranded customer within 40 minutes, any time
of day, any day of the year. A great bonus of RAC breakdown coverage
is access to RAC approved legal care when certain accidents occur.
Basic coverage sends out a representative when you break down more
than 0.25 miles from home and pledges to fix the car on the spot or,
if it can not be fixed there, to tow you to a garage within 10
miles. Additional coverage includes nationwide recovery, European
coverage and home coverage.
There are many vendors for breakdown coverage, so do some research
for a plan that covers your specific needs.
|Bookmark this page!
Breakdown Cover - probably the largest choice of
Breakdown Cover in the UK!