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Fair enough, most cars on Britain's roads are imported but there is a world of difference between mass-produced vehicles imported by the manufacturer or the company's agent, and a one-off you've imported yourself or bought from a specialist dealer. From the insurance point no view it may carry certain risks and these will be borne in mind when insurance premiums are calculated.
For a start, is it right hand drive, and if so was it designed to be right hand drive in the first place? Are spares plentiful and reasonably priced? Does it comply with all UK legislation? What about it's safety record, are there sufficient figures to decide how risky it is to drive? An imported car can create an insurance minefield for the unwary driver.
For some people, your car is far more than just a way to get from place to place. Some people have cars that are worth a great deal and they are very important items in the household. It is great to have one of these cars, but if you do, you need to make every effort to protect that car. Perhaps you are one of those folks that does everything right in terms of car maintenance. You take the car in for routine tune ups and you change the oil when it's due. If the car ever makes an ill noise, you know about it and you have it checked out. This is an excellent way to operate as a car owner, but what other things do you have to do?
One of those things requires you to get the right car insurance. Imported car insurance is available for people with high value rides and it's something that you need to look into. People who are shopping for insurance for cars that have been imported into the UK will comment that the rates for this type of insurance are quite high. In fact, they are almost unreasonably high. For some consumers, that might mean that you just take the first offer that comes along. After all, if all of the UK imported car insurance offers are going to be high, then nothing is lost by jumping on the first one. This is a poor way to operate, though. You can find deals if you look hard enough.
What does it mean to look extra hard for insurance? Ultimately, it means using the internet. There are some great resources located there and they don't all mean visiting the insurance company's website. Before you dedicate yourself to looking at each insurance provider's website, you need to look at some comparison sites. This is a way to save time when shopping for insurance and it is a way to save money, too. What you will find is that there is no such thing as cheap UK imported car insurance, but there is such a thing as less expensive UK imported car insurance!
When you look online, you will find that there are some insurance providers that specialize in this type of coverage. They understand how much you care about your vehicle and they do their best to provide insurance that matches your own desire to protect your car. If you are going to be looking over your car like a hawk, it would make sense to have insurance that did the same. This can save you lots of money in the short term and it can save you tons of cash over the long haul.
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