||Bookmark this page!
Finding quality van
insurance can seem overwhelming sometimes. There are a large number
of insurance providers all claiming to be the best and the cheapest
but what services are being offered?
For the most part, the extent of the services depends on how much
you are willing to pay. The most basic insurance cover option, and
the least expensive, generally protects the insurance holderís
liability if they are at fault for the bodily injury or death of a
third party or for third party property damage. Third party also
includes any other occupants in the van.
A step up in van insurance includes the basic cover plus cover for
fire and theft. There are variations in this level of cover as some
companies will cover theft of the van as well as the contents. Other
companies only cover the theft of the van.
Total cover includes everything already mentioned as well as
personal cover in the event of an accident resulting in bodily
injury or death. Often it will cover the loss or repair of the van
from the damage accrued from an accident. Cover for the theft of the
vanís contents may be increased in this level of insurance. Legal
fees and temporary van replacement should also be covered.
Many insurance companies will offer cover for your van if you
temporarily use it abroad. However, you should make the insurance
company aware that you will need this cover ahead of time as the
paper work may take several weeks to go through.
Most companies now offer online quotes for easy cost comparisons.
The cost of insurance varies widely between companies and some offer
10-15% discounts on their services. There are deciding factors that
many companies will use to determine the cost of your insurance. The
most obvious factors include the age and size of the van, the number
of vans needing cover by one individual or business, the distance
the van will travel per year and the age of the driver.
Other deciding factors may include the safety of the area where the
van will be stored. Some insurance companies may require that the
contents of the van be removed at night to deter theft. Also, if the
van is used to move hazardous goods, the amount it can carry may be
Reputable companies that offer van insurance include Direct Line, Lloyds TSB, Aviva, Budget Insurance
and many more..
drivers cheap car insurance car
insurance in the uk