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Winter Sports Insurance
Winter sports like
ice hockey, ice skating, snow boarding and especially skiing carry a
higher incidence of accident and injury than most other sports. When
you get injured it can put you out for days, weeks or, in the worst
cases, months at a time. This can quickly jeopardize your family,
finances and livelihood. With sports insurance - specifically winter
sports insurance - you have a safety net behind you in case
It is especially important to consider purchasing winter sports
insurance for holidays since the E111 European Health Insurance
gives limited coverage, works only in a limited group of countries
and, if you are on holiday in a country that is not covered, an
accident could be incredibly expensive.
Most basic winter sports insurance packages include coverage of a
portion of medical bills, coverage of lost ski passes and broken
equipment. Your coverage should include preparation for the worst
case scenario - if you need to be airlifted off a mountain and
hospitalized, or a mountain rescue crew needs to be deployed to find
you. Without insurance, costs like these can rapidly skyrocket.
Expanded coverage often provides insurance for delayed or cancelled
travel, coverage of associated legal fees and costs associated with
injuring a third party.
It is not pleasant to think about the worst case scenario when it
comes to these sports which are meant to be fun and exhilarating,
but, for the sake of yourself and your family - not to mention, your
bank account - purchasing some winter sports insurance coverage is
the wise thing to do.
There are numerous online and high street insurance brokers who can
give you great coverage for just a few pounds a month. Recommended
insurance agents include buying from the Post Office, Complete Ski,
TravelInsurance.co.uk, InsureFor.com, AA Travel Insurance,
SportsInsurance.com, Sports Cover Direct and through your local
travel agent. Of course, there is a vast range of insurance
providers on the market and there are many different kinds of
policies. Be sure to shop around, look for the best policy for you
and your family and get the coverage you need.
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